AFRICUNIA - INNOVATIVE BANKING MODELS


Africunia introduces an innovative banking model that enables the use of digital currencies without the risks and technical barriers associated with ownership of transfer and crypto and token trade. During ICO africunia is open to investing. Africa is a third generation closed-end fund using Blockchain. Technology for creating banks and peet - to - peer cryptocurrenci called Afcash. If ICO succeeds Africunia will become a digital financial institution that can be accessed anywhere. Africa will function like a conventional bank, but not host any branch also has a physical office. In other words, AFRICUNIA is a virtual bank that will issue AFCASH using AFRICUNIA Blockchain 3.0 Technology. In fact, AFRICUNIA creates a lost relationship between conventional and world-class economies that are dominated by blockchain 3.0.Our main goal is to become the industry standard and one stop shop to set up token funds, regardless of whether those funds are investing in fiat or crypto nature. We intend to bridge the gap between these two worlds while taking advantage of both worlds.


Excess Africunia

1. Offer the best cryptocurrency from the Fiat world. The majority of tokenized investment platforms are completely cryptooriented or pegged to some tradable assets such as gold or fiat currencies. This siled approach hampers diversification. AFRICA

intends to create the platform for users to benefit from both including decentralization, transparency, and exchange rates.

2. Promote sustainable fund investment. All tokens will be reviewed and approved by our advisory laws to ensure they are fully compliant with existing laws and regulations. By sifting through these risks from the start, AFRIKA will increase investor confidence and offer the necessary sustainability investment.

3. Develop a standard platform. Setting up the right investment structure is a difficult and costly undertaking. Not all tokenized funds set up have the appropriate structure, thus
increasing regulatory risk for investors. AFRICA believes that this is a great time to launch industry standards to set up tokenized investment platforms.

4. Enhanced transparency Signature of the interest of the fund - or part of the profits provides accountability and transparency of the investment process. The required transparency will significantly improve the accountability of the investment manager.

5. Developing measurable funds.
By using the AFRICUNIA platform, approved investment managers will set up and run token investment funds without going through the constraints and required IT development efforts and legal infrastructure.


Profits for investors

 Advantages for crypto investors:
• A new opportunity to access assets from the universe of fiat without leaving the crypto universe to comfort.
• Unprecedented diversification opportunities due to the low correlation between fiat and crypto assets.
• Access to investment opportunities that can lower the risk profile to complement and balance existing speculative exposures.

Benefits for fiat investors:
• Provision of higher net returns, cost-effective for tokenized fund structures
• Access to new asset classes due to lower barriers to a prepared fund and administration on the Africunia platform.


APCA

 Our technology will be based on   AFRICUNIA PROTOCOL CONSENSUS ALGORITHM   (APCA). While APCA will incorporate the following components:

 • Server The server will be the entity that runs the AFRICUNIA Server software that facilitates the consensus process.
• Ledgers . The ledger contains a record of the number of AFCASHs in each user account and will be updated periodically on the network.
• The Last Closed Ledger : The last closed book will be the latest ledger that has been confirmed by the consensus process and represents the current network status.
• Open Ledger : The open ledger will be the current operation status of the node.


How to participate in ICO

We will allow participants to invest using the following methods:

• Purchase a direct credit card or debit card to be cashed in
website
• Using NAIRA, USD, EURO, and POUNDS STERING fiat
currency using Debit Card / Credit Card and SWIFT transfer.
• Purchase directly on the platform of   our website by using 
The following emergency crypto:




Token Sharing:

• Public donors will be allocated 50% of AFCASHs.

• Reserves of companies will be awarded 30% of AFCASHs. The reserves will be part of the company's revenue source after the distribution period and will be partially allocated between the direct contributor and the core business team if necessary.
• The remaining 20% ​​of AFCASH will be allocated to Established Established Africunia Members and their advisors, partners and campaigners: 15% (Africunia Founders); 3% (Counselors & Partners); 2% (Campaigner). These funds will not soon be traded
to continue to motivate the core team after the distribution period


Detail Token

Token / Coin Symbol : AFCASH
Token / Coin total supply : 500,000,000 (five hundred million AFCASHs)
Supply Circulation : 500,000,000 (five hundred million AFCASHs)
Token / Coin price : 1 AFCASH = $ 0.10 USD
Unsold token: Unsold token will be burned

Share token: At the end of each Financial Year, 20% of AFRICUNIA BANK's profits will be distributed among all our shareholders. Token (AFCASH) based on each Shareholder of the total number of Token issued, and this will be automatically paid to Coin User in each wallet. In other words, you are entitled to AFRICA Bank Income Assume this as PASSIVE REVENUES.


RoadMap

July 10, 2017 to January 1, 2018Research & Experiment,  Researching and experimenting with APCA will be our first step in Africunia Journey.Our developer will develop a prototype dummy Blockchain system based on APCA and test it for the truth, consensus and utility. We've researched and experimented with APCA and its applications in Blockchain. This phase will run until January 1, 2018.

1 De sember 2017 to 31 December 2017PRE-ICO, AFCASH  Pre-order will open on December 1, 2017 and run for 4 weeks until 31 December 2017. We are targeting BOTOGRAFT 10 Billion tokens with annual inventories of 1 Billion over the next 10 years. January 1, 2018 to February 28, 2018 ICO
ICO ICO AFCASH will commence on 1 January 2018 and run for 2 months until 28 February 2018.

March 1, 2018 to March 31, 2018. Development of prototype blockchain.  At this stage, we will develop a Blockchain prototype that will help eliminate ambiguity and improve accuracy with our AFCASH crypto. We expect this step to take 4 weeks and will run from 1 March 2018 to 31 March 2018.

April 1, 2018 to April 30, 2018. Development of blockchain beta version.  A beta version of our AFCASH crypto will be developed to help developers understand the ecosystem better because further ambiguity is eliminated. We hope this phase will take up to 4 weeks. Therefore, this phase will run from April 1, 2018 to April 30, 2018.

May 1, 2018 to May 21, 2017 . ecosystem testing. We will test the system as a whole and make sure it works well and can be operated with the existing system. This stage will take up to 3 weeks and will run from May 1, 2018 to May 21, 2018.

May 31, 2018.  Complete development of blockchain technology. We expect complete Blockchain Technology to be completed on May 31, 2018.

June 1, 2018. Launch blockchain and ecosystem. We look forward to launching the Blockchain Ecosystem on June 1, 2018.

June 2018.  Solidification and technology expansion. After the launch on June 1, the project will undergo continuous maintenance and development to handle all of the Science and Technology, Machine Learning and major data issues.


For more details please contact the link below:




Author:
Bitcointalk Username: Nelotok
Eth Address: 0xAa61669Cca6b21f3EC5fff322684d3008f428A6A